If you're ready to buy a new house Cheap Sven Baertschi Shirt , you're going to need a Home Purchase lender. And finding one online is convenient and simple! However, there are a few things you should look out for to ensure that your lender has your interests--and not his--as his top priority.
Make sure your lender offers options
There are a lot of options other than the traditional 30-year fixed rate mortgage. Depending on your needs and personal situation, an Adjustable Rate Mortgage (ARM) or Interest-Only mortgage might be a better fit for you. Or, possibly, you may prefer a loan with a longer or shorter term. A good lender should be able to offer you a variety of options so you can find the one that best suits your needs. Be wary of any lender that tries to push one particular type of loan.
Get your "pre-approval" in writing
Some Home Purchase lenders will "pre-qualify" you--but that doesn't mean you're guaranteed to get the loan! In fact, in most cases Cheap Alex Burmistrov Shirt , "pre-qualification" means almost nothing at all. Choose a lender who will "pre-approve" your application instead, which is a more involved process. When you've been "pre-approved," the loan officer has contacted your employer, bank, credit card companies, etc. Once you're "pre-approved Cheap Thomas Vanek Shirt ," you're a lot more likely to get the final approval on your loan.
"Lock in" the rate you're quoted
Interest rates change almost daily--they can be down on Monday, and sky-high by Friday! And some lenders will quote you a super low rate to get your business, even though they know the rate may change by the time your loan is finalized. If a lender quotes you an interest rate, ask himher to "lock it in" for 30, 60 or 90 days. Reputable online Home Purchase lenders will guarantee you your promised rate even if it takes another month or two until you close the loan.
Once you know your online Home Purchase lender is willing to offer you options, pre-approve your loan Cheap Jacob Markstrom Shirt , and lock-in your rate, it's time to compare rates, fees and other charges to make sure you're getting the best deal.
How To Get Traffic To Your Site By Reading The Morning News ECommerce Articles | March 12, 2006 When you sit down tomorrow morning with your coffee mug in one hand, and your daily news in the other, keep one thing in mind: one story in there could be worth millions to your business.
How could it be worth millions Cheap Brandon Sutter Shirt , you ask? By using one of the top stories as a strategy for an online marketing campaign.
Every day the news is filled with human-interest stories. Stories that people want to follow because of their timeliness, and their impact on society as a whole. Things like: * The Olympics Space exploration Elections Seasonal Events Hollywood movies and awards ceremonies Job losscutbacks
And with each of these events is the opportunity to combine your traditional marketing ideas, with your Internet strategy, with the event itself.
As you?re reading the news, choose one article or topic that captures your attention, and use it as a basis for creating an online marketing campaign.
Let?s use the idea of job loss and recent cutbacks as an example. The news is filled with companies that are making cutbacks on staff Cheap Derek Dorsett Shirt , and are laying people off by the thousands. If you are a financial advisor, this should be music to your ears.
You can start bringing in significant traffic to your site by writing up a press release and a keyword rich article promoting your solutions and helping people survive while facing a lay off situation.
First, a press release is made to deliver a message to the press. While its important to send it to your local news affiliates, its just as important to send it to online press sources to develop links to your website.
In your press release, use an energetic title that captures attention. Since your goal is to help people survive cutbacks, your title may say something like Cheap Christopher Tanev Shirt , ?Local Financial Advisor Holds Key To Surviving Layoffs?. Then continue to fill your press release with several paragraphs of detail on what the key is.
The purpose of a great press release is to provide a storyline for a reporter or media source, and give enough support to make the story a credible piece of news for their outlet. The more work you put into the release, the less work will be needed to write the story ? and the greater your chance of getting the coverage you?re looking for.
After your release has been written, submit it to top online newswires like PRWeb, PR, and PRLeap. This not only puts you in front of the people who cover the news Cheap Michael Del Zotto Shirt , but also provides you with a valued link back to your site.
Second, write an article with the same structure as your press release. Using the same information from the above example, your article title may be, ?Three Key Ways To Survive A Layoff?.
Like your press release, your article should be filled with helpful information for a person recently experiencing a layoff. The more helpful the